Your first meeting · Fareham
What to expect at your first meeting
Seeing a financial adviser for the first time can feel like a big step. It doesn't need to. Your first meeting with us is a free, relaxed conversation about where you are and what you'd like to achieve. There's no charge and no obligation.
Who this helps
First time getting advice
You've never spoken to an adviser before and you're not quite sure what happens. We'll explain everything as we go.
A decision coming up
Perhaps you're nearing retirement, have received an inheritance, or have a fixed rate mortgage ending. We'll help you see what needs looking at first.
Wanting a second look
You already have pensions, investments or cover in place and would like someone to talk them through with you.
How it works
Before we meet
You get in touch by phone, email, WhatsApp or the contact form. We arrange a time and place that suits you, and let you know what it would help to have to hand.
The meeting itself
We talk about your situation, your plans and what's worrying you, if anything. We explain how we work and how we charge, so you know exactly where you stand. You're welcome to ask as many questions as you like.
Afterwards
There's no pressure to decide on the spot. If you'd like to go ahead, we agree what the work involves and what it costs, in writing, before anything starts. Then we'd meet and go through your full details before making any recommendation, which we always give you in writing.
The practical bits
How long does it take?
Allow about 60 minutes, depending on what you need help with.
Where do we meet?
We meet in person across Fareham and nearby areas, at your home or another place that suits you. Remote meetings by phone or video are available if that's easier.
What should I bring?
Nothing is essential for a first chat, but if you have them to hand, these help:
- photo ID, such as a passport or driving licence
- recent pension statements, including old workplace pensions
- statements for any ISAs, savings or investments
- details of your current mortgage, if you have one, including when any fixed rate ends
- a rough idea of your income and regular outgoings
- details of any life cover or other protection policies
If you can't find everything, don't worry. We can track things down together later.
Can I bring someone with me?
Of course. Many people bring a partner, family member or friend.
What if things are difficult right now?
If health, a bereavement or a big change in your life is making money matters harder to deal with, just tell us. We'll go at your pace and can adapt how we work to suit you.
What it costs
Your first meeting is free and there's no obligation. If you decide to go ahead, we'll agree the cost with you in writing before any work starts.
Questions people ask
Is the first meeting really free?
Yes. There's no charge for the first meeting and no obligation to go any further.
Will you give me advice at the first meeting?
Not personal advice, no. The first meeting is about understanding your situation and explaining how we can help. Before we recommend anything, we'd meet and go through your full details, research your options and then set out our recommendation in writing.
Do I need a lot of money to see an adviser?
No. People come to us at all stages, from first time buyers to people planning retirement. If we don't think advice would be worth it for you, we'll say so.
What happens if I decide not to go ahead?
Nothing. You won't be charged, and we won't chase you. You're welcome to come back whenever it suits you.
- Fareham
- Portchester
- Titchfield
- Stubbington
- Hill Head
- Lee-on-the-Solent
- Gosport
- Locks Heath
- Park Gate
- Warsash
- Sarisbury
- Whiteley
- Hedge End
- Botley
- Curdridge
- Shedfield
- Wickham
- Bishop's Waltham
- Portsmouth
- Hayling Island
This page is general information about how we work, not personal advice.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The value of investments and pensions, and any income from them, can fall as well as rise and you may not get back the amount invested.